Pre-Alpha

KinVest is in early testing — features and data may change or reset. Please use placeholder info only, never real personal or financial details. All money shown is simulated — not real today, but we're building toward real family banking for future Kinvestor Families. What this means

An office for the family economy

Your family already has an economy. Give it an office.

KinVest pools weekly contributions from everyone at the table into one insured family vault — spent by vote, grown across generations, and joined with the families you marry into.

Found your family vault Read how it works

$5.00 to start · FDIC-insured · every member sees the book

Inside the family office

Six desks every family office keeps.

Everything KinVest does happens in an office your whole family has a key to. No locked doors, no fine print your grandmother couldn't audit.

The family vaultWeekly contributions from everyone at the table, pooled into one FDIC-insured account every member can open and read.$5.00 / wk

The barter exchangeTax prep for car repairs. Tutoring for meal prep. Skills traded inside the family at fair value, 1099-B kept for you.$45.00 traded

House votesMoney leaves the vault only after the family votes. One member, one vote — grandmother and grandson alike.1 vote each

The lineageMap who belongs to whom. Every branch you add is another pair of hands in the same office.3 generations

Emergency reliefWhen life happens, the family votes fast and the vault answers. Family catches family.48 hr payout

ConjoiningWhen families join — a marriage, a partnership — their offices link. Separate desks, one shared view of the whole.2 offices, 1 view

The long game

One vault, three generations deep.

Gen 1

plants

Gloria puts in $5 every Sunday, the way she always did — just not in the coffee can.

$260 / yr

Gen 2

tends

Marcus and Denise vote the allocations, match the deposits, and keep the book balanced.

$12,500 pooled

Gen 3

harvests

Jasmine inherits a working vault, not a shoebox of receipts — and keeps planting.

$52,300 by 2046*

* Illustrative: $12,500 compounding at 6% annually with continued weekly contributions. Not a guarantee.

The part nobody else built

When two families become kin, their offices meet.

A marriage, a lifelong partnership, two households that already share Sunday dinner — conjoin the vaults. Each family keeps its own book; both see the whole.

The Williams office

4 members · est. Atlanta

$12,500

The Carter office

3 members · est. Seattle

$8,200

Conjoined view$20,700

Separate books, one view. Money never moves between families without both admins agreeing — it's a window, not a door.

“My grandmother kept emergency money in a coffee can under the sink. This is the coffee can — except it grows, it's insured, and the whole family can see inside.”

JWJasmine Williams
Brooklyn, NY

Held to bank standards

FDIC-insured up to $250,000 per depositor

Bank-grade KYC/AML identity verification

256-bit TLS encryption in transit and at rest

Every vault movement visible to every member

Where we are

Pre-alpha: help us build it right.

You're testing a work in progress. Features may be incomplete, change without notice, or occasionally break — that's what this stage is for.
Data can reset. Accounts, balances, and family trees are test data and may be wiped as we develop. Nothing here is a permanent record.
The money isn't real — yet. Every balance, deposit, and transaction you see is simulated; no real funds are held or moved. We're building toward a launch where the vault becomes real for future Kinvestor Families.
Placeholder info only. Never enter real personal or financial details — no real SSNs, card numbers, or bank accounts. Banking features run in a sandbox.
Your feedback shapes the launch. Found something broken or confusing? Tell us — pre-alpha testers set the bar for the public release.

By using KinVest during pre-alpha you agree to our Terms of Service and Privacy Policy.

Open the family book.

Five dollars. One table. Every generation after.

Found your family vault